Zoho
Free plan explicitly lists quarterly MTD updates and the final tax return.
Price snapshot
Free plan
Free option: Free plan (£0), for 1 user plus 1 accountant. The expanded MTD for Income Tax panel lists quarterly updates and the final tax return. Confirm your particular tax-return items and usage limits with Zoho.
Send quarterly updates | Submit the final tax return | 1 User + 1 Accountant
Read on the vendor’s pricing page or FAQ on 26 October 2026. Prices change and offers end; the vendor's page is the final word. How we check prices.
What it covers for MTD
| Self-employment | Yes |
|---|---|
| UK property | Yes |
| Foreign property | No |
| How you keep records | In the software |
| Quarterly updates | Yes |
| Submits your tax return | Yes |
| Standard and calendar update periods | Ready now / Ready now |
| Accountant access | Ready now |
| Also does MTD for VAT | Ready now |
| HMRC Assist (submission feedback) | Ready now |
| Runs on | Web browser and desktop app (Windows, macOS, iOS, Android) |
Other parts of your tax return
The product that submits your tax return must cover that whole return, including income outside your business. You can use different products for separate submissions, but each individual submission must go through one product. Confirm this with the provider before choosing.
| A job (PAYE income) | Ready now |
|---|---|
| UK savings interest | Ready now |
| UK dividends | Ready now |
| State Pension | Ready now |
| Private pension income | In development |
| Partnership income | Not included |
| Construction Industry Scheme (CIS) | In development |
| Capital gains | In development |
| Pension contributions | In development |
| Gift Aid donations | Ready now |
| Student loan repayments | Ready now |
| High Income Child Benefit Charge | Ready now |
| Marriage Allowance | Ready now |
| Voluntary Class 2 National Insurance | Ready now |
| Foreign dividends | In development |
| Foreign interest | In development |
Promised, not ready yet: Private pension income, Construction Industry Scheme (CIS), Capital gains, Pension contributions, Foreign dividends, Foreign interest.
Not included: Partnership income.
Accessibility support listed with HMRC
- Sight loss: Not included
- Hearing loss: Not included
- Physical difficulties: Not included
- Cognitive impairments: Not included
Features from HMRC's listing for Zoho, captured 24 October 2026. "In development" means the vendor has promised it for the 2026 to 2027 tax return.
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