MTD ScopeSources & checks

Zoho

Free plan explicitly lists quarterly MTD updates and the final tax return.

Price snapshot

Free plan

Free option: Free plan (£0), for 1 user plus 1 accountant. The expanded MTD for Income Tax panel lists quarterly updates and the final tax return. Confirm your particular tax-return items and usage limits with Zoho.

Source extracts from www.zoho.com, read on 26 October 2026:
Send quarterly updates | Submit the final tax return | 1 User + 1 Accountant

Read on the vendor’s pricing page or FAQ on 26 October 2026. Prices change and offers end; the vendor's page is the final word. How we check prices.

What it covers for MTD

Self-employmentYes
UK propertyYes
Foreign propertyNo
How you keep recordsIn the software
Quarterly updatesYes
Submits your tax returnYes
Standard and calendar update periodsReady now / Ready now
Accountant accessReady now
Also does MTD for VATReady now
HMRC Assist (submission feedback)Ready now
Runs onWeb browser and desktop app (Windows, macOS, iOS, Android)

Other parts of your tax return

The product that submits your tax return must cover that whole return, including income outside your business. You can use different products for separate submissions, but each individual submission must go through one product. Confirm this with the provider before choosing.

A job (PAYE income)Ready now
UK savings interestReady now
UK dividendsReady now
State PensionReady now
Private pension incomeIn development
Partnership incomeNot included
Construction Industry Scheme (CIS)In development
Capital gainsIn development
Pension contributionsIn development
Gift Aid donationsReady now
Student loan repaymentsReady now
High Income Child Benefit ChargeReady now
Marriage AllowanceReady now
Voluntary Class 2 National InsuranceReady now
Foreign dividendsIn development
Foreign interestIn development

Promised, not ready yet: Private pension income, Construction Industry Scheme (CIS), Capital gains, Pension contributions, Foreign dividends, Foreign interest.

Not included: Partnership income.

Accessibility support listed with HMRC

  • Sight loss: Not included
  • Hearing loss: Not included
  • Physical difficulties: Not included
  • Cognitive impairments: Not included

Features from HMRC's listing for Zoho, captured 24 October 2026. "In development" means the vendor has promised it for the 2026 to 2027 tax return.

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