Tide Accounting
MTD features come with Tide's free business account; Tide Accounting is an optional paid add-on.
Price snapshot
Free with a Tide business account
Free option: Tide says its MTD for Income Tax features are built into its free business bank account, including quarterly updates and the final declaration. Tide Accounting is an optional paid add-on with a 1-month free trial; we have not recorded its price.
Check before you rely on it: HMRC's listing for Tide Accounting (24 October 2026) shows quarterly updates only. Tide's own page says its free account also submits the final declaration. Ask Tide before relying on it for your year-end return.
Tide's Making Tax Digital features are built into our free business bank account. ... submit your final declaration to HMRC by 31 January.
Read on the vendor’s pricing page or FAQ on 26 October 2026. Prices change and offers end; the vendor's page is the final word. How we check prices.
What it covers for MTD
| Self-employment | Yes |
|---|---|
| UK property | No |
| Foreign property | No |
| How you keep records | In the software |
| Quarterly updates | Yes |
| Submits your tax return | No: you need other software for the year-end return |
| Standard and calendar update periods | Ready now / Ready now |
| Accountant access | Not included |
| Also does MTD for VAT | Ready now |
| HMRC Assist (submission feedback) | Not included |
| Runs on | Web browser and desktop app (Windows, macOS, Linux, iOS, Android) |
Other parts of your tax return
The product that submits your tax return must cover that whole return, including income outside your business. You can use different products for separate submissions, but each individual submission must go through one product. Confirm this with the provider before choosing.
| A job (PAYE income) | In development |
|---|---|
| UK savings interest | In development |
| UK dividends | In development |
| State Pension | In development |
| Private pension income | In development |
| Partnership income | Not included |
| Construction Industry Scheme (CIS) | In development |
| Capital gains | In development |
| Pension contributions | In development |
| Gift Aid donations | In development |
| Student loan repayments | In development |
| High Income Child Benefit Charge | In development |
| Marriage Allowance | In development |
| Voluntary Class 2 National Insurance | In development |
| Foreign dividends | Not included |
| Foreign interest | Not included |
Promised, not ready yet: A job (PAYE income), UK savings interest, UK dividends, State Pension, Private pension income, Construction Industry Scheme (CIS), Capital gains, Pension contributions, Gift Aid donations, Student loan repayments, High Income Child Benefit Charge, Marriage Allowance, Voluntary Class 2 National Insurance.
Not included: Partnership income, Foreign dividends, Foreign interest.
Accessibility support listed with HMRC
- Sight loss: Not included
- Hearing loss: Not included
- Physical difficulties: Not included
- Cognitive impairments: Not included
Features from HMRC's listing for Tide Accounting, captured 24 October 2026. "In development" means the vendor has promised it for the 2026 to 2027 tax return.
Visit Tide Accounting (opens in new tab)Back to all software