MTD ScopeSources & checks

FreeAgent for free with Mettle, NatWest & RBS

FreeAgent at no charge for customers of certain banks.

Price snapshot

Free with an eligible NatWest, RBS, Ulster Bank or Mettle account

Free option: Free while you keep a NatWest, Royal Bank of Scotland or Ulster Bank business current account, or a Mettle account with at least one transaction a month. Optional add-ons may cost extra.

Source extracts from www.freeagent.com, read on 26 October 2026:
If you have a business current account with NatWest, Royal Bank of Scotland, Ulster Bank, for as long as you retain the account - or have a Mettle bank account and make at least one transaction a month. Optional add-ons may be chargeable.

Read on the vendor’s pricing page or FAQ on 26 October 2026. Prices change and offers end; the vendor's page is the final word. How we check prices.

What it covers for MTD

Self-employmentYes
UK propertyYes
Foreign propertyNo
How you keep recordsIn the software
Quarterly updatesYes
Submits your tax returnYes
Standard and calendar update periodsReady now / Ready now
Accountant accessReady now
Also does MTD for VATReady now
HMRC Assist (submission feedback)Not included
Runs onWeb browser and desktop app (Windows, macOS, Linux, iOS, Android)

Other parts of your tax return

The product that submits your tax return must cover that whole return, including income outside your business. You can use different products for separate submissions, but each individual submission must go through one product. Confirm this with the provider before choosing.

A job (PAYE income)Ready now
UK savings interestReady now
UK dividendsReady now
State PensionReady now
Private pension incomeReady now
Partnership incomeReady now
Construction Industry Scheme (CIS)Ready now
Capital gainsReady now
Pension contributionsReady now
Gift Aid donationsReady now
Student loan repaymentsReady now
High Income Child Benefit ChargeReady now
Marriage AllowanceReady now
Voluntary Class 2 National InsuranceReady now
Foreign dividendsReady now
Foreign interestReady now

Accessibility support listed with HMRC

  • Sight loss: Ready now
  • Hearing loss: Ready now
  • Physical difficulties: Ready now
  • Cognitive impairments: Ready now

Features from HMRC's listing for FreeAgent for free with Mettle, NatWest & RBS, captured 24 October 2026. "In development" means the vendor has promised it for the 2026 to 2027 tax return.

Visit FreeAgent for free with Mettle, NatWest & RBS (opens in new tab)Back to all software

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